1. Making Sound judgments at the Scene of the Accident
Immediately at the scene, it is important that you make the best common sense choices. Accept medical attention both at the scene and immediately after the accident, call the police and file a report (don’t admit fault or apologize), exchange contact information with the other driver, take pictures and videos of the cars, the surroundings, the weather, etc, and ask questions of the other drivers. The more information you can gather is best. It is not advisable to get into disagreements with other drivers or witnesses. If you disagree, it is best to say nothing.
2. Not Getting a Lawyer
Utilize the expertise of a lawyer. Lawyers are trained to navigate the legal system – let them do it! You do not want to sign your away your rights or accept a lowball settlement. You deserve a fair settlement.
3. Do Not Fudge the Truth
Do not lie to the police, your insurance adjuster, your lawyer, or your doctor. The consequences could be catastrophic. This means that if you do not know something or don’t remember, just say that.
4. Talking About Your Case
Do not talk to insurance adjusters or defense lawyers about your case. They will use what you say against you. If anyone asks you about your case, just tell them to call your lawyer.
5. Posting on Social Media
Do not post on Twitter, Instagram, Facebook, etc., about what happened. Claims adjusters and insurance attorneys will look for any information that could result in a lower payout for you.
6. Poor Presentation
Make sure that you present yourself well to all people who could impact the success of your case. It is also important that you be polite and dress and act appropriately. Being likeable could have an impact on your case!
7. Not informing your lawyer of your Insurance Medical Examination Appointments
You must tell your lawyer when your insurance company sends you to an IME. These doctors are hired by your insurance company to find “nothing wrong” with auto accident victims. Similarly, if your doctor sends you to a new doctor or to get another test, consult your lawyer.
8. Not Following up with Your Doctor or Lawyer
Do not miss appointments with your doctors or lawyers. If you are injured, it is important that you show the effort you are putting into your recovery.
9. Bad Communication
Continue to keep up good communication with your lawyer. You should tell your lawyer everything that may be relevant to your case, like a change in job function or salary. Do not downplay your injuries or lack of ability to do your job out of embarrassment.